Skip to main content
Northwestern Mutual Northwestern Mutual
Primary Navigation
  • Home
  • About Us
    • About Us Overview
    • Working With an Advisor
    • Our Financial Strength
    • Sustainability and Impact
  • Financial Planning
    • Financial Planning Overview
    • Retirement Planning
      • Retirement Planning Overview
      • Retirement Calculator Beach chair icon
    • College Savings Plans
    • Private Wealth Management
    • Estate Planning
    • Long-Term Care
    • Business Services
  • Insurance
    • Insurance Overview
    • Life Insurance
      • Life Insurance Overview
      • Whole Life Insurance
      • Universal Life Insurance
      • Variable Universal Life Insurance
      • Term Life Insurance
      • Life Insurance Calculator Shield icon
    • Disability Insurance
      • Disability Insurance Overview
      • Disability Insurance  For Individuals
      • Disability Insurance  For Doctors and Dentists
      • Disability Insurance Calculator Money Parachute icon
    • Long-Term Care
    • Income Annuities
  • Investments
    • Investments Overview
    • Brokerage Accounts & Services
    • Private Wealth Management
    • Investment Advisory Services
    • Fixed & Variable Annuities
    • Market Commentary
  • Life & Money
    • Life & Money Overview
    • Educational Resources About Financial Planning
    • Educational Resources About Investing
    • Educational Resources About Insurance
    • Educational Resources About Everyday Money
    • Educational Resources About Family & Work
    • Market Commentary
    • Podcast
Utility Navigation
  • Find a Financial Advisor
  • Claims
  • Life & Money
  • Family & Work
  • Your Family

What to Consider When Choosing a Nursing Home During COVID-19


  • Amanda Reaume 
  • Jan 25, 2021
Caregiver holding hands with nursing home patient
Safety should be a priority, but so should making sure your loved one will be able to thrive. Photo credit: Morsa Images/Getty Images
share Share on Facebook Share on X Share on LinkedIn Share via Email

Choosing a care home or nursing home for your loved ones is uniquely challenging during a pandemic. Because you may not be able to visit a home in person first, you might be wondering how to determine whether a family member can thrive and be safe there.

But there are ways to vet whether a facility is the right one for your parent, grandparent or relative from afar. Here are a few factors experts say caregivers should look out for when choosing a nursing home or care home right now.

RATINGS AND TRACK RECORDS

The best way to predict whether a facility will be safe is to look at its history, practices and industry ratings.

Families can check out Medicare’s nursing home comparison site, says Theresa Taplin, director of care management at Alvita Home Care. “It’s free and includes data from annual surveys about quality care that is packed in the form of star ratings,” she says. “However, avoid making a decision solely based on these ratings, which focus on specific measures that may not represent your priorities.”

David Savitsky, CEO of ATC Healthcare, also suggests that families “review the facility's COVID-19 guidelines to see what steps are being taken to minimize the risk of exposure and spread,” he says. “I would also suggest that the family research the facility for any past outbreaks, and if so, ensure it was properly handled. There should be a public record of the history of that facility, as well as results of their state audits.”

SAFETY PROTOCOL

Use official pandemic recommendations as your guide.

“Families should be looking for facilities that are following the CDC guidelines for COVID-19 in nursing homes, such as having one or more individuals with training in infection control assigned to provide on-site management of the Infection Prevention Training Program,” he says. “They should ensure that the facility is actively monitoring all residents, health care personnel, and staff upon admission and at least daily for fever.”

Savitsky suggests you also ask questions about how staff is managed. “If staff is ill, they should not be permitted to report for duty that day, or if they develop a fever at work, they should keep their face mask or face covering on and leave the facility immediately,” he says. “Health care personnel should wear a face mask at all times while they are in the facility, and necessary supplies should be provided to adhere to recommended CDC guidelines.”

Now that vaccinations have started rolling out across the country, also ask a potential provider about whether it has begun vaccinating residents and staff, or when it expects to, as well as protocol around vaccine consent.

VISITATION AND QUALITY OF LIFE

Nursing and care homes have gradually started to allow visitors again, but best practice is still to limit face-to-face visits.

“Visitation should be restricted,” Savitsky says. “If visitors are allowed, they should wear face masks at all times within the facility, and social distancing should be implemented. The facility should also monitor for fever and other COVID-19 signs.” (See where your state stands on visitation restrictions here.)

Look for facilities that also offer video calls, says Claudia Fine, chief professional advisor at eFamilyCare. And in some instances, health care aides can help serve as a proxy for family who can’t visit, Taplin adds. “Not only does an aide enhance companionship and help to facilitate virtual visits, they can help families understand how their loved ones are doing in a nursing home and hand-deliver special foods and other meaningful items,” she says.

Fine says to look at what the facilities are doing to keep residents engaged, as social distancing protocols have often meant cancelled group activities. “Ensuring loved ones are being stimulated physically and cognitively is more than about reducing boredom,” she says. “Movement can help minimize the risk of blood clots, which people who are in bed all day can get. Further, social disconnection puts older adults at greater risk of depression and anxiety. Be sure to ask not just what kinds of activities are available, but how often they are scheduled.”

Ultimately, remember that you can never ask too many questions. Says Savitsky, “I would advise those who are nervous about putting their family into nursing or care homes during the pandemic to diligently do their research and regularly check in with their family members to ensure they are being well cared for. The best way to settle nerves is to ensure you have the proper knowledge.”

Related Articles
  • Grandmother staying connected with grandson over video conferencing while social distancing.

    How to Remain Connected With Parents or Grandparents When You Can't See Them in Person

    With elderly family members especially, social distancing can be difficult. Here’s how to remain connected with parents or grandparents when you can’t see them in person.

  • Couple looking at tablet and discussing the high cost of health care in retirement.

    How to Plan for the High Cost of Health Care in Retirement

    Health care will be a significant cost in retirement. Here’s how to plan for the high cost of health care in retirement.  

  • Father and son determining long-term care should be part of financial plan

    Why Long-Term Care Should Be a Part of Your Financial Plan

    Most of us don’t plan for the financial costs of caregiving. Learn why long-term care should be a part of your financial plan.

Social Security is an important part of your financial plan.

Your financial advisor can show you how Social Security will work to reinforce your retirement savings. And they’ll show you how it can help you live the life you want in retirement.

Let's get started
Left Dotted Pattern
Right Dotted Pattern

Want more? Get financial tips, tools, and more with our monthly newsletter.

Find What You're Looking for at Northwestern Mutual

Northwestern Mutual General Disclaimer

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries. Life and disability insurance, annuities, and life insurance with longterm care benefits are issued by The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM). Longterm care insurance is issued by Northwestern Long Term Care Insurance Company, Milwaukee, WI, (NLTC) a subsidiary of NM. Investment brokerage services are offered through Northwestern Mutual Investment Services, LLC (NMIS) a subsidiary of NM, brokerdealer, registered investment advisor, and member FINRA and SIPC. Investment advisory and trust services are offered through Northwestern Mutual Wealth Management Company (NMWMC), Milwaukee, WI, a subsidiary of NM and a federal savings bank. Products and services referenced are offered and sold only by appropriately appointed and licensed entities and financial advisors and professionals. Not all products and services are available in all states. Not all Northwestern Mutual representatives are advisors. Only those representatives with Advisor in their title or who otherwise disclose their status as an advisor of NMWMC are credentialed as NMWMC representatives to provide investment advisory services.

Northwestern Mutual Northwestern Mutual

Footer Navigation

  • About Us
  • Newsroom
  • Careers
  • Information Protection
  • Business Services
  • Podcast
  • Contact Us
  • FAQs
  • Legal Notice
  • Sitemap
  • Privacy Notices

Connect with us

  • Facebook iconConnect with us on Facebook
  • X iconFollow Northwestern Mutual on X
  • LinkedIn iconVisit Northwestern Mutual on LinkedIn
  • Instagram iconFollow Northwestern Mutual on Instagram
  • YouTube iconConnect with Northwestern Mutual on YouTube

Over 8,000+ Financial Advisors and Professionals Nationwide*

Find an Advisor

Footer Copyright

*Based on Northwestern Mutual internal data, not applicable exclusively to disability insurance products.

Copyright © 2025 The Northwestern Mutual Life Insurance Company, Milwaukee, WI. All Rights Reserved. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries.