Skip to main content
Northwestern Mutual Northwestern Mutual
Primary Navigation
  • Home
  • About Us
    • About Us Overview
    • Working With an Advisor
    • Our Financial Strength
    • Sustainability and Impact
  • Financial Planning
    • Financial Planning Overview
    • Retirement Planning
      • Retirement Planning Overview
      • Retirement Calculator Beach chair icon
    • College Savings Plans
    • Private Wealth Management
    • Estate Planning
    • Long-Term Care
    • Business Services
  • Insurance
    • Insurance Overview
    • Life Insurance
      • Life Insurance Overview
      • Whole Life Insurance
      • Universal Life Insurance
      • Variable Universal Life Insurance
      • Term Life Insurance
      • Life Insurance Calculator Shield icon
    • Disability Insurance
      • Disability Insurance Overview
      • Disability Insurance  For Individuals
      • Disability Insurance  For Doctors and Dentists
      • Disability Insurance Calculator Money Parachute icon
    • Long-Term Care
    • Income Annuities
  • Investments
    • Investments Overview
    • Brokerage Accounts & Services
    • Private Wealth Management
    • Investment Advisory Services
    • Fixed & Variable Annuities
    • Market Commentary
  • Life & Money
    • Life & Money Overview
    • Educational Resources About Financial Planning
    • Educational Resources About Investing
    • Educational Resources About Insurance
    • Educational Resources About Everyday Money
    • Educational Resources About Family & Work
    • Market Commentary
    • Podcast
Utility Navigation
  • Find a Financial Advisor
  • Claims
  • Life & Money
  • Financial Planning
  • Your Dreams

We Quit Our Jobs, Bought a Boat and Sailed the Caribbean for 2 Years

Part of our Redefining Retirement series

  • Lauren Weisenthal, as told to Bobbie Gossage
  • Dec 27, 2017
Woman who sailed the Caribbean for 2 years overlooking a harbor
Lauren Weisenthal explores Marigot Bay in St. Martin, one of the many islands she and her husband Brian visited on their two-year journey through the Caribbean. Photo credit: Courtesy of Lauren Weisenthal
share Share on Facebook Share on X Share on LinkedIn Share via Email

Welcome to the new retirement. It’s about having the freedom to decide when and how you want to take a break from work — to rest, recharge or start a new adventure — no matter your age. In our Redefining Retirement series, you’ll learn how real people are living their lives to the fullest, and the steps they took to get there.

Here, one woman shares how she and her husband left their lives behind in 2015 to sail the Caribbean for two years.

About four years before our trip, we had never, ever sailed a boat or even knew that we wanted to. We just knew that we wanted a change.

My husband Brian is a software engineer who co-founded a company, and his work had both high highs and really low lows. He supported me a lot throughout our marriage: Before I got a job at a tech company, I went to culinary school while he carried our financial burdens. So when he was ready to say, “I need a break, we need to do something else,” I was cool with that.

In 2014, we took a sailing class while on vacation in the U.S. Virgin Islands and fell in love with it. We went back the following year, rented a boat and lived on it for a week. That’s when we realized this was the adventure we wanted to have.

We spent $60,000 on a Whitby 42 sailboat, which we named Nightingale Tune. It was old but well taken care of. We spent another $30,000 to upgrade it with modern technology for sailing.

Fortunately, we’d been saving up awhile for this. We had sold our pricey Manhattan apartment, moved into a much cheaper apartment in Brooklyn and downsized our lifestyle. Once we bought the boat, we gave notice at work and started selling everything we had on Craigslist: furniture, clothes, shoes, cooking stuff. It felt really good.

We set our budget at around $2,500 a month for food and boat maintenance. We had some investment income and did a little bit of freelancing, but we basically planned to let our budget dictate how long we could keep sailing. We guessed that we could afford two years while still keeping a healthy cushion in the bank and our retirement savings.

When we finally set sail for the Caribbean, it was really scary. I was excited for the new adventure, which we documented on our blog. But I found myself worrying that there wouldn’t be enough going on to fill the days, which really isn't the point of sailing the Caribbean! We also had a learning curve with the boat — there was still a lot to learn about navigation and sailing overnight.

The Weisenthals sailed from New York City to Grenada during their two-year journey. Courtesy of Lauren Weisenthal

When we finally got to the Caribbean, we also dealt with things we’d never experienced before, like erratic weather and food scarcity. When you live near a city you never have to think about basic needs like water and food, but when you're cruising you can spend whole days figuring out how to get them.

On a typical day, we would get up in the morning, have coffee, work on some projects, maybe grease some winches or repair a sail, and then take the dinghy to whatever island we were anchored near to do some exploring. If it was a more populous island, we’d try to get food there, either from a grocery store or restaurant. And in the afternoon we might go snorkeling or catch some lobster. In the evening we usually had a glass of wine, sometimes in the company of our boat neighbors. But most nights, it would just be our boat under the stars, with nobody else around. It was a really simple life, but it was also really cool.

In two years, we went all the way from New York City to Grenada. If I had to pick a favorite place, it would be the Bahamas. It’s still so wild and unspoiled and unpopulated, and the water is clear and beautiful. You could take a four-hour sail and be at a new island to explore. It was really incredible to see some of the last, natural places on Earth, and be able to live in that environment.

While sailing, we did a lot of thinking about what we might want to do when we got back to real life. We realized that no matter what we do in the future, we want to have the flexibility to travel and possibly change things up during the year.

That’s why I became interested in a restaurant on the island of Vinalhaven, Maine, when it went up for sale a few months ago. Opening a restaurant was on our list of “what to do next” ideas, and the location was a great spot for a seasonal restaurant.

"Most nights, it would just be our boat under the stars with nobody around, no other boats, no people. It was really incredible to see some of the last unspoiled, natural places."

We closed on the property in October. The sale of our boat basically covered the 20 percent down payment for the restaurant, plus the $50,000 renovation budget. It’s going to be your quintessential place for fried fish and lobster rolls, and I’ll be working with local farms for all of the ingredients. We plan to reopen it by next summer with the perfect name: The Nightingale.

Even though we don’t have a boat anymore, sailing has definitely changed me. It’s really an exercise in calculated risk. You obsessively follow wave reports, historical data and wind, and you have to decide: Is today the day we’re going to sail or not? Constantly having to make decisions that could have a big impact on us conditioned me to be a little less risk averse, which is something I struggled with before we went sailing. Earlier in my life, I had wanted to open a business, but I just didn’t have the guts to do it. Four years ago, I probably wouldn’t have jumped on the opportunity in Maine — but I feel good about it now.

If things go well with the restaurant in the first year, we hope to travel some more. We’ve toyed with the idea that, maybe when we've built up our savings cushion again, we’ll get an Airstream and travel the West in the wintertime, or go down to Mexico. We’ll see where life takes us.

Social Security is an important part of your financial plan.

Your financial advisor can show you how Social Security will work to reinforce your retirement savings. And they’ll show you how it can help you live the life you want in retirement.

Let's get started
Left Dotted Pattern
Right Dotted Pattern

Want more? Get financial tips, tools, and more with our monthly newsletter.

Related Articles

article
Man and bike on a beach after he quit his job to travel full-time

I Quit My Job to Travel Full-Time. Now, It’s My Business

Learn more
article
Couple in New Zealand on a pretirement to travel the world

How We Took a Year-Long ‘Pretirement’ to Travel the World in Our 20s

Learn more
article
man hoisting sail on boat

5 Boat Costs to Keep in Mind Before You Buy One

Learn more

Find What You're Looking for at Northwestern Mutual

Northwestern Mutual General Disclaimer

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries. Life and disability insurance, annuities, and life insurance with longterm care benefits are issued by The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM). Longterm care insurance is issued by Northwestern Long Term Care Insurance Company, Milwaukee, WI, (NLTC) a subsidiary of NM. Investment brokerage services are offered through Northwestern Mutual Investment Services, LLC (NMIS) a subsidiary of NM, brokerdealer, registered investment advisor, and member FINRA and SIPC. Investment advisory and trust services are offered through Northwestern Mutual Wealth Management Company (NMWMC), Milwaukee, WI, a subsidiary of NM and a federal savings bank. Products and services referenced are offered and sold only by appropriately appointed and licensed entities and financial advisors and professionals. Not all products and services are available in all states. Not all Northwestern Mutual representatives are advisors. Only those representatives with Advisor in their title or who otherwise disclose their status as an advisor of NMWMC are credentialed as NMWMC representatives to provide investment advisory services.

Northwestern Mutual Northwestern Mutual

Footer Navigation

  • About Us
  • Newsroom
  • Careers
  • Information Protection
  • Business Services
  • Podcast
  • Contact Us
  • FAQs
  • Legal Notice
  • Sitemap
  • Privacy Notices

Connect with us

  • Facebook iconConnect with us on Facebook
  • X iconFollow Northwestern Mutual on X
  • LinkedIn iconVisit Northwestern Mutual on LinkedIn
  • Instagram iconFollow Northwestern Mutual on Instagram
  • YouTube iconConnect with Northwestern Mutual on YouTube

Over 8,000+ Financial Advisors and Professionals Nationwide*

Find an Advisor

Footer Copyright

*Based on Northwestern Mutual internal data, not applicable exclusively to disability insurance products.

Copyright © 2025 The Northwestern Mutual Life Insurance Company, Milwaukee, WI. All Rights Reserved. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries.