Skip to main content
Northwestern Mutual Northwestern Mutual
Primary Navigation
  • Home
  • About Us
    • About Us Overview
    • Working With an Advisor
    • Our Financial Strength
    • Sustainability and Impact
  • Financial Planning
    • Financial Planning Overview
    • Retirement Planning
      • Retirement Planning Overview
      • Retirement Calculator Beach chair icon
    • College Savings Plans
    • Private Wealth Management
    • Estate Planning
    • Long-Term Care
    • Business Services
  • Insurance
    • Insurance Overview
    • Life Insurance
      • Life Insurance Overview
      • Whole Life Insurance
      • Universal Life Insurance
      • Variable Universal Life Insurance
      • Term Life Insurance
      • Life Insurance Calculator Shield icon
    • Disability Insurance
      • Disability Insurance Overview
      • Disability Insurance  For Individuals
      • Disability Insurance  For Doctors and Dentists
      • Disability Insurance Calculator Money Parachute icon
    • Long-Term Care
    • Income Annuities
  • Investments
    • Investments Overview
    • Brokerage Accounts & Services
    • Private Wealth Management
    • Investment Advisory Services
    • Fixed & Variable Annuities
    • Market Commentary
  • Life & Money
    • Life & Money Overview
    • Educational Resources About Financial Planning
    • Educational Resources About Investing
    • Educational Resources About Insurance
    • Educational Resources About Everyday Money
    • Educational Resources About Family & Work
    • Market Commentary
    • Podcast
Utility Navigation
  • Find a Financial Advisor
  • Claims
  • Life & Money
  • Family & Work
  • Your Business

How I Knew I Had a Great Business Idea (As a Teenager)

Part of our Women & Careers series

  • Tina Wells, as told to J.J. McCorvey
  • Dec 29, 2017
Tina Wells reflecting on her great business idea outside
Tina Wells went from writing for a teen newspaper to running her own successful marketing firm by age 22. Photo credit: Courtesy of Tina Wells
share Share on Facebook Share on X Share on LinkedIn Share via Email

They don’t call her “the millennial whisperer” for nothing. As the founder and CEO of New Jersey-based Buzz Marketing Group, Tina Wells, 37, curates and surveys a network of 37,000 influencers who test, share and endorse products from brands like Microsoft, Sony and Shea Moisture.

Starting her own company at just 16 years old, Wells knows plenty about what young people want and think — so much so that she’s published a young-adult series with Harper Collins, Mackenzie Blue, about a middle schooler who’s an expert shopper. She’s also academic director of Leadership in the Business World, an intensive summer program at The Wharton School, where she teaches teens who are hungry to learn more about business.

Here’s what Wells learned from developing her great business idea as a high schooler.

When I started my company, I really just thought it was a cool way to get free stuff that my parents weren’t going to pay for. I was writing product reviews for a teen-focused newspaper called the “New Girl Times,” and PR firms would send me free products to cover for my column. What I didn’t realize was that I was becoming known among these firms as the teenager who, if you send her products, will tell you what she thinks (and what her friends think). I was doing market research for these companies and didn’t even know it.

My aha moment didn’t occur until I did a report for this now-defunct brand called Hippy. It was basically Spanx before Spanx. Hippy was being repped by LaForce & Stevens, the well-known PR agency, and they called me into their offices for a meeting with seven of their publicists. They said, “Hey, you’re onto something — what you guys are saying is much more interesting than what we’re getting back from these so-called focus groups we’re paying $25,000 for a report.” Soon after that, I registered my own company, a teen research firm, with my mother’s help, and during my freshman year at Hood College, the head of the business department, Dr. Anita Jose, took me under her wing for independent study. I spent 13 weeks perfecting my business plan.

“I remember having a mini-meltdown with my mom, like, ‘This is too much!’ She said, ‘Girlfriend, take a nap. You’ll figure it out.’”

This was around the time of Britney Spears, Backstreet Boys, NSync, Teen Vogue and Elle Girl. Abercrombie exploded. So I was really able to ride the wave of brands saying, “Oh wow, teenagers are interesting people again.” When those teenagers we were studying grew up to become the biggest demographic ever, known as millennials, we were really in the right place. So it wasn’t like I just stepped out and said, “Here I am.” I was having very timely conversations about what was happening.

Today, I’m a huge proponent of entrepreneurs starting early. The mistakes I made and the bumps and bruises I had in my teens and 20s, I couldn’t afford at 37. I was in New York for a meeting recently and someone said, “You’re so busy! When do you sleep?” But I’m actually less busy now than I was in undergrad. My senior year at Hood, I was working with Don Coleman, founder of the multicultural ad agency GlobalHue, running a six-figure account for Verizon’s “FreeUp” program — all while my senior thesis was due. I remember having a mini-meltdown with my mom, like, “This is too much! I don’t know why I thought I could do all these things at the same time!” She said, “Girlfriend, take a nap. You’ll figure it out.” And I did.

All the things I did for my own business, I teach now to the high school seniors who take my summer program at Wharton. My best advice to aspiring young entrepreneurs? Don’t overreact. We’re in a moment in time of extreme behaviors, and I find that sometimes the best thing to do is nothing at all. Take a minute, think about the best approach, then act. Just take a beat. Don’t send the angry email or text. I’ve set it up so that every day at noon I get an alert on my phone that says, “There’s always a solution of the highest good.” It’s a reminder to not have a knee-jerk reaction to things.

Social Security is an important part of your financial plan.

Your financial advisor can show you how Social Security will work to reinforce your retirement savings. And they’ll show you how it can help you live the life you want in retirement.

Let's get started
Left Dotted Pattern
Right Dotted Pattern

Want more? Get financial tips, tools, and more with our monthly newsletter.

Related Articles

article
A mother and her son discussing college costs together

How to Talk to Your Teen About Paying for College

Learn more
article
Woman at her desk researching how to start a small business

How to Start a Small Business: Startup Basics

Learn more
article
teen driver behind the wheel in car

How to Save Money on Car Insurance for Your Teen

Learn more

Find What You're Looking for at Northwestern Mutual

Northwestern Mutual General Disclaimer

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries. Life and disability insurance, annuities, and life insurance with longterm care benefits are issued by The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM). Longterm care insurance is issued by Northwestern Long Term Care Insurance Company, Milwaukee, WI, (NLTC) a subsidiary of NM. Investment brokerage services are offered through Northwestern Mutual Investment Services, LLC (NMIS) a subsidiary of NM, brokerdealer, registered investment advisor, and member FINRA and SIPC. Investment advisory and trust services are offered through Northwestern Mutual Wealth Management Company (NMWMC), Milwaukee, WI, a subsidiary of NM and a federal savings bank. Products and services referenced are offered and sold only by appropriately appointed and licensed entities and financial advisors and professionals. Not all products and services are available in all states. Not all Northwestern Mutual representatives are advisors. Only those representatives with Advisor in their title or who otherwise disclose their status as an advisor of NMWMC are credentialed as NMWMC representatives to provide investment advisory services.

Northwestern Mutual Northwestern Mutual

Footer Navigation

  • About Us
  • Newsroom
  • Careers
  • Information Protection
  • Business Services
  • Podcast
  • Contact Us
  • FAQs
  • Legal Notice
  • Sitemap
  • Privacy Notices

Connect with us

  • Facebook iconConnect with us on Facebook
  • X iconFollow Northwestern Mutual on X
  • LinkedIn iconVisit Northwestern Mutual on LinkedIn
  • Instagram iconFollow Northwestern Mutual on Instagram
  • YouTube iconConnect with Northwestern Mutual on YouTube

Over 8,000+ Financial Advisors and Professionals Nationwide*

Find an Advisor

Footer Copyright

*Based on Northwestern Mutual internal data, not applicable exclusively to disability insurance products.

Copyright © 2025 The Northwestern Mutual Life Insurance Company, Milwaukee, WI. All Rights Reserved. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries.