Skip to main content
Northwestern Mutual Northwestern Mutual
Primary Navigation
  • Home
  • About Us
    • About Us Overview
    • Working With an Advisor
    • Our Financial Strength
    • Sustainability and Impact
  • Financial Planning
    • Financial Planning Overview
    • Retirement Planning
      • Retirement Planning Overview
      • Retirement Calculator Beach chair icon
    • College Savings Plans
    • Private Wealth Management
    • Estate Planning
    • Long-Term Care
    • Business Services
  • Insurance
    • Insurance Overview
    • Life Insurance
      • Life Insurance Overview
      • Whole Life Insurance
      • Universal Life Insurance
      • Variable Universal Life Insurance
      • Term Life Insurance
      • Life Insurance Calculator Shield icon
    • Disability Insurance
      • Disability Insurance Overview
      • Disability Insurance  For Individuals
      • Disability Insurance  For Doctors and Dentists
      • Disability Insurance Calculator Money Parachute icon
    • Long-Term Care
    • Income Annuities
  • Investments
    • Investments Overview
    • Brokerage Accounts & Services
    • Private Wealth Management
    • Investment Advisory Services
    • Fixed & Variable Annuities
    • Market Commentary
  • Life & Money
    • Life & Money Overview
    • Educational Resources About Financial Planning
    • Educational Resources About Investing
    • Educational Resources About Insurance
    • Educational Resources About Everyday Money
    • Educational Resources About Family & Work
    • Market Commentary
    • Podcast
Utility Navigation
  • Find a Financial Advisor
  • Claims
  • Life & Money
  • Family & Work
  • Your Career

5 Things You Should Do When You Return to Work After a Disability Leave


  • Amanda Reaume 
  • Oct 09, 2019
Woman writing checklist as she prepares to return to work after a disability.
A smooth return to work after a disability is possible. Photo credit: Maskot / Getty Images
share Share on Facebook Share on X Share on LinkedIn Share via Email

There can be a lot of anxiety when you return to work after a disability leave.

That’s normal: After all, there’s a lot to navigate when you get back to your job, says Randi Frank, an HR Consultant based in Louisville, Kentucky. Here’s what you should do to reintegrate.

PLAN YOUR RETURN

There’s a good chance that you may have to fill out some forms and that you may need special accommodations. Frank suggests you call your supervisor and have them contact HR. “If you're going to need an accommodation, you're going to have to get documentation from your doctor that says you can do most of the duties in your job description. Or that you can do the job but that you will need assistive devices.”

That will allow your employer to start planning for your return and making any changes that might be necessary to your job or workspace.

CONSIDER A GRADUAL RETURN

Many employers offer the option of a graduated return to work to help you reintegrate back into the office slowly over weeks or months. This might allow you to work a few days, a week or work partial days at first to see how working again will affect your health and to ease your return.

“It's hard to make that transition,” says Frank, “and doing part-time work or working a couple of days a week is always a good way to transition back.” But she cautions that not all employers will be able to accommodate a gradual return.

Ask your manager and HR whether a graduated return to work might be possible and work with your doctor to figure out what would work best for you. Often, you’re still eligible for partial disability insurance payments if you’re only able to work part-time, so contact your insurer to see if partial payments can continue during the transition as well.

REACH OUT TO COLLEAGUES

One critical step when you return is to reconnect with your colleagues in order to get up to speed and rebuild your relationships.

“You need to be proactive and ask about the projects you were involved in when you left,” Frank says. “What happened while you were gone? Are there new employees on the project? Did they get such and such done? Did they get the award for this contract?”

Frank also suggests you sit down with your supervisor and figure out what projects you’re going to be working on and whether anything has changed around processes or documentation.

KNOW YOUR RIGHTS

If you returned to work with lingering health problems and need disability accommodations, it’s important that you know your rights under the Americans with Disabilities Act (ADA).

“If you are partially disabled but can still do a major portion of the essential functions of your job, you have the right to ask for accommodation under the ADA,” says Frank. “Putting a speaker system onto your phone so that you can hear better is an accommodation. Having a desk and chair that is more appropriate for your disability is an accommodation.”

But the ADA applies to different sized companies differently. Very small companies with two or three employees might be able to claim that some accommodations are an undue hardship whereas much larger companies have greater responsibilities to disabled employees.

Accommodations can also involve changes to your job like being able to work from home for a portion of the week, having your colleagues lift and carry things for you, or getting administrative help with one portion of your job.

If you feel your employer is not fulfilling its obligations under the ADA, you should try to work with management and HR. If that doesn’t work, another option is to contact a lawyer and see if you have grounds for a lawsuit.

WORK WITH HR

If your company is big enough to have dedicated Human Resources professionals on staff, they will be the experts on how to return you to your job to maximize your success. If you encounter problems or have questions, keep them in the loop or ask for their advice.

Frank encourages people to reach out to HR if they experience difficulties getting workplace accommodations or discriminatory comments.

“Tell them about it because they know if the process is not being done properly and you're being discriminated against,” she says. In all these instances, communication will be key.

Social Security is an important part of your financial plan.

Your financial advisor can show you how Social Security will work to reinforce your retirement savings. And they’ll show you how it can help you live the life you want in retirement.

Let's get started
Left Dotted Pattern
Right Dotted Pattern

Want more? Get financial tips, tools, and more with our monthly newsletter.

Related Articles

article
Two men discuss about disability insurance for self-employed on their laptop.

Can I Get Disability Insurance If I’m Self-Employed?

Learn more
article
man looking at laptop while working in workshop

How Much Can I Draw on Disability Insurance?

Learn more
article
Pregnant woman drinking a smoothie and wondering how long does short-term disability last.

How Disability Insurance Works

Learn more

Find What You're Looking for at Northwestern Mutual

Northwestern Mutual General Disclaimer

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries. Life and disability insurance, annuities, and life insurance with longterm care benefits are issued by The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM). Longterm care insurance is issued by Northwestern Long Term Care Insurance Company, Milwaukee, WI, (NLTC) a subsidiary of NM. Investment brokerage services are offered through Northwestern Mutual Investment Services, LLC (NMIS) a subsidiary of NM, brokerdealer, registered investment advisor, and member FINRA and SIPC. Investment advisory and trust services are offered through Northwestern Mutual Wealth Management Company (NMWMC), Milwaukee, WI, a subsidiary of NM and a federal savings bank. Products and services referenced are offered and sold only by appropriately appointed and licensed entities and financial advisors and professionals. Not all products and services are available in all states. Not all Northwestern Mutual representatives are advisors. Only those representatives with Advisor in their title or who otherwise disclose their status as an advisor of NMWMC are credentialed as NMWMC representatives to provide investment advisory services.

Northwestern Mutual Northwestern Mutual

Footer Navigation

  • About Us
  • Newsroom
  • Careers
  • Information Protection
  • Business Services
  • Podcast
  • Contact Us
  • FAQs
  • Legal Notice
  • Sitemap
  • Privacy Notices

Connect with us

  • Facebook iconConnect with us on Facebook
  • X iconFollow Northwestern Mutual on X
  • LinkedIn iconVisit Northwestern Mutual on LinkedIn
  • Instagram iconFollow Northwestern Mutual on Instagram
  • YouTube iconConnect with Northwestern Mutual on YouTube

Over 8,000+ Financial Advisors and Professionals Nationwide*

Find an Advisor

Footer Copyright

*Based on Northwestern Mutual internal data, not applicable exclusively to disability insurance products.

Copyright © 2025 The Northwestern Mutual Life Insurance Company, Milwaukee, WI. All Rights Reserved. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries.